Відео

that last comment about adding into a child's/grandchild super makes alot of sense

Hahahaha😂😂😂

I lost over $70k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer

I shared this with my grandma, and now she's a fan too!

Retiring on $650,000 sounds great, but is it enough? I'm worried about running out of money, especially in this economy.

I think it's important to include the health care card with your part pension does save you a fair bit of money and it's worth having.

The woke introduction is totally unnecessary, your talking about finances,it has nothing to do with the traditional owners. I've only heard it once before and turned off.

Sorry, I meant to add before that I think Amy was talking about the runsheet as though it was appearing on screen but nothing seems to be visible.

Thanks so much for this. Just a few things: 1. Thanks for doing a land acknowledgement. Ignore the nonsense comments from people wrangling others to come over and drop a negative comment. They are not your audience. 2. Thanks for your comprehensive assessment. This is one of the few channels in aus that has conservative figures and covers the reality of lives in retirement. 3. I do get a bit worried about the language that is used to describe aspirations for people in retirement that makes it sound like everyone wants the same thing. In particular here, Amy, I was a bit alarmed about the whole ‘grandparents’ riff that made it seem as though there is zero complexity of identity and aspiration for people (not grandparents -that’s an attribute not a whole personality) in retirement. I know that for younger people it involves a level of imagination to put yourself in the mindset of someone retiring - but I wish more folks did what Robert does in these podcasts by not minimizing people’s realities by trying to relate it to a literal person that he just he knows. Having said that I think Amy is amazing and could have a more expansive view and really appreciated the comments about single folks and releasing equity. 4. I’m not quite at retirement age only 58, and I’m in a position that is better than many. But I’m watching many of these vlogs for a research and advocacy project that focuses on older LGBTIQA+ folks - many of whom up to now have been single in retirement, with substantially lower superannuation. More than that, the project also focuses on older Indigenous LGBTIQA+ people who are often in a worse situation again. But they don’t typically these days have no money in superannuation, even if it’s a very small holding. I wonder if you could do something that focuses on people with quite small retirement incomes.

What if you salary sacrifice to pay off your mortgage? Both reducing your tax paid as well as reducing the loan costs

Piss me off too

Also switched off soon as the WOKE bullshit started unreal

Great Info. Can't you cut out the welcome to country crap. Aren't we all Australians. The constant talking about race creates move division and constant negativity.

That was a great, concise video with lots of useful info, thanks - will be sure to check out your other videos. With regards to the income test and asset test, I know they have different thresholds depending on if you are single or married. Can you tell me if the husband hits aged pension age 10 years before the wife, do they still assess everything as a couple, or is the husband classed as 'single' until they are both at retirement age? Thanks 👍

Hi team, very informative thanks, and like the rest of your content: factual, concise and enjoyable. My understanding is that from age 65, we should be able to access our super as either an account-based income stream or a lump sum. This reflects what a lot of other commentators say also. But what I'm not hearing anyone say is - and maybe it's because we're not able to - that we can take part-lump sum and part-income stream. Can we determine to take a percentage as a lump-sum as a percentage as an income stream? Cheers😊

I was very interested in what you are about to say but switched off as soon as you wanted to preach the woke religion.

Good to see the options. I wanted to know how $650k from the age of 60 a couple can retire? How much do they have yearly to spend until 93 years of age? Sorry, you didn’t get into that.

FINANCIAL ADVISERS fees up front and after that a gamble GO TO A REPUTABLE big company ,

Thank for this great video… there’s so much information I learned

👏🏽🙌🙏👌

You lost me and all of your credibility with the woke welcome to country crap. No subscription from me today. Next time start with something less divisive.

Can you talk about retirement in overseas

Good vid team!

Would be great to do another one of these for singles :)

I watched this channel to learn financial lessons not woke crap, see yea.

Who’s the “owners of this land”

Great tips, thank you

Excellent strategy for some, and I am glade to hear someone explaining how the government gifts are to me fools gold. As someone in my 50’s starting again,saving for a house I get frustrated on paying tax on my savings. Keep up the good work

There is no need to apologies to the indigenous peoples for real or imagined past offences. The acts of the past seemed like good ideas at the time. As always, to the victors goes the spoils. They would have stolen your land if they had the chance.

The voice of reason, love the videos. Good solid advice, thanks

👉 Comment ‘blog’ below to get the blog link sent directly to you.

Love, Emma, she is an inspiration!

Thank you for your reply.

Im surprised how much i pay my super fund in fee's on 600k

Awesome info on this channel. I notice you never mention the vanguard kids accounts? As they are just dividend reinvestment?

Hi Rob, would you mind sharing what software you’re using in this video?

Thank you for the excellent advice. I see a fair number of US resources & platforms that provide dividend history graphs & charts for US stocks, that facilitate easy review of past dividend growth or decline, but haven't found anything for Australian shares, aside from a couple of platforms that show the past couple only. Are you aware of any Australian resources that chart full (or at least comprehensive) dividend payout history of Australian shares? Free or otherwise?

Well explained volatility is not risk

Does this make sense for younger people further away from retirement to get compounding returns on the super investments?

Secure your spot >> bit.ly/3wOxQRz

Thank you. That has been a real eye opener!💐

Love the $14 shirt ! Keep owning it!

U are doing amazing work👏🏽

Would a segment on debt recycling be possible (pros, cons, products, asset and debt ownership structures, etc)? Really enjoy your videos, thanks guys.

shes mine bitches

Don't feel alone guys. I love compounding too, discovered it when I was in Year 5 and saw my bank balance (all $50 of it) get free money in the form of interest. Been hooked on and excited by finance and economics ever since.

💖 'PromoSM'

Enjoyed the chat, thanks both. Robert, at the 17:57 mark when you mentioned Whitehaven, did you by chance mean Whitefield Industrials Limited (WHF), Australia's oldest LIC? Only Whitehaven I know of on the ASX is a coal company. As for a future topic, I'd be interested to hear your views on what impact companies departing the ASX, coupled with the low number of IPOs, is having on ASX focused LICs (and to a lesser extent, LITs). It seems a bit of a trend over the past several years that the ASX is losing more companies than it's gaining. As an aside, what options does a retail Aussie investor like myself have when trying to get LIC-like structures but with exposure to non-ASX markets, at a reasonable management expense ratio of course. No ETFs by the way - they have their place, I'm just not a fan of the pass through of their structure. Thanks!

Hi, great summary of a great book! What’s the title of the podcast episode you’re referring to that talks about the flaws with etf’s and management funds? I was unable to find it.

Thanks Amy, crisp and clear explanation!